:root{
  --blue:#397AD9; --navy:#245CA8; --sky:#EAF2FF; --pale:#f6fbff;
  --line:#cfe8f7; --text:#173b5d; --white:#fff;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:"DM Sans",Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
.container{width:min(1180px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{min-height:84px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;color:var(--navy);text-decoration:none;width:245px}
.brand img{display:block;width:245px;height:auto}
nav{display:flex;gap:25px;margin-left:auto}nav a{color:var(--navy);text-decoration:none;font-size:14px;font-weight:600}nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 22px;border-radius:8px;text-decoration:none;font-weight:700;border:1px solid transparent;cursor:pointer;font:inherit}
.btn-primary{background:var(--blue);color:white;box-shadow:0 7px 18px rgba(11,101,177,.18)}.btn-outline{border-color:var(--blue);color:var(--blue);background:white}.btn-white{background:white;color:var(--blue)}
.nav-contact{display:flex;flex-direction:column;align-items:flex-end;gap:4px;margin-left:0}.nav-cta{white-space:nowrap;font-size:13px}.nav-phone{font-size:13px;font-weight:700;color:var(--navy);text-decoration:none;line-height:1.2}.nav-phone:hover{color:var(--blue)}.menu-btn{display:none;border:0;background:none;font-size:28px;color:var(--navy)}
.hero{background:linear-gradient(115deg,#e9f7ff 0%,#d8efff 55%,#fff 100%);overflow:hidden}
.hero-grid{min-height:500px;display:grid;grid-template-columns:1fr 1fr;align-items:stretch}.hero-copy{display:flex;justify-content:center;flex-direction:column;padding:70px 25px 70px 0;z-index:2}
.eyebrow{color:var(--blue);font-weight:800;letter-spacing:1.6px;font-size:13px;margin:0 0 10px}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.1}h1{font-size:clamp(42px,5vw,67px);margin:0 0 20px}h2{font-size:clamp(32px,4vw,48px);margin:0 0 14px}h3{font-size:22px;margin:10px 0}
.lead{font-size:19px;max-width:560px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:20px}
.hero-art{min-height:500px;background:linear-gradient(90deg,#d8efff 0%,transparent 25%),url("https://images.unsplash.com/photo-1564013799919-ab600027ffc6?auto=format&fit=crop&w=1200&q=85") center/cover}
.quick-links{background:white;border-bottom:1px solid var(--line)}.quick-grid{display:grid;grid-template-columns:repeat(8,1fr);padding:16px 0}.quick-grid a{display:flex;align-items:center;justify-content:center;gap:7px;text-decoration:none;color:var(--blue);font-weight:700;font-size:12px;border-right:1px solid var(--line);text-align:center}.quick-grid a:last-child{border:0}.quick-grid a:first-letter{font-size:23px}
.section{padding:85px 0}.services{background:linear-gradient(#f4fbff,#fff)}
.section-heading{text-align:center;max-width:780px;margin:0 auto 38px}.section-heading p:not(.eyebrow){margin:0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff;box-shadow:0 10px 30px rgba(18,90,140,.07)}.card-img{height:150px;background-size:cover;background-position:center}
.card-img.auto{background-image:url("https://images.unsplash.com/photo-1503376780353-7e6692767b70?auto=format&fit=crop&w=700&q=80")}
.card-img.life{background-image:url("https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=700&q=80")}
.card-img.home{background-image:url("https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=700&q=80")}
.card-img.health{background-image:url("https://images.unsplash.com/photo-1505751172876-fa1923c5c528?auto=format&fit=crop&w=700&q=80")}
.card-img.fingerprint{background-image:url("https://images.unsplash.com/photo-1558494949-ef010cbdcc31?auto=format&fit=crop&w=700&q=80")}
.card-img.realestate{background-image:url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=700&q=80")}
.card-img.mortgage{background-image:url("https://images.unsplash.com/photo-1560185008-b033106af5c3?auto=format&fit=crop&w=700&q=80")}
.card-img.taxes{background-image:url("https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=700&q=80")}
.card-body{position:relative;text-align:center;padding:25px 20px 24px}.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;margin:-48px auto 10px;border:4px solid white;font-size:21px;position:relative}.card-body a{color:var(--blue);font-weight:800;text-decoration:none}
.why{background:linear-gradient(110deg,#dff4ff,#effaff);padding:65px 0}.why-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:25px;align-items:center}.why-item{border-left:1px solid #9ed2f1;padding-left:25px}.why-item span{font-size:30px;color:var(--blue)}.why-item strong{display:block;color:var(--navy)}.why-item p{font-size:14px}
.about{background:#fff}.about-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:55px;align-items:center}.about-photo{min-height:390px;border-radius:14px;background:url("https://images.unsplash.com/photo-1497366811353-6870744d04b2?auto=format&fit=crop&w=1000&q=85") center/cover}
.process{background:var(--pale)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.steps>div{background:white;border:1px solid var(--line);padding:30px;border-radius:12px}.steps b{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--blue);color:white}
.cta{background:linear-gradient(90deg,#dff4ff,#c7eaff);padding:50px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{margin:0}.cta p{margin:4px 0}
.contact{background:white}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.contact-details{margin-top:25px}.contact-form{background:var(--pale);padding:30px;border:1px solid var(--line);border-radius:14px}.contact-form label{display:block;font-weight:700;font-size:13px;margin:12px 0}.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;margin-top:5px;padding:12px;border:1px solid #b9d9ed;border-radius:7px;font:inherit;background:white}.contact-form textarea{resize:vertical}.form-message{color:var(--blue);font-weight:700}
footer{background:#063d78;color:#dff2ff;padding:55px 0 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px;padding-bottom:45px}.footer-brand{width:250px}.footer-brand img{width:250px}.footer-grid h4{color:white;margin-top:0}.footer-grid a{display:block;color:#dff2ff;text-decoration:none;margin:7px 0}.copyright{border-top:1px solid rgba(255,255,255,.18);padding:18px 4%;font-size:12px;display:flex;justify-content:space-between;gap:15px}
@media(max-width:1000px){nav{gap:14px}.nav-contact{display:none}.nav-cta{display:none}.cards{grid-template-columns:repeat(2,1fr)}.why-grid{grid-template-columns:1fr 1fr}.quick-grid{grid-template-columns:repeat(4,1fr);gap:12px}.quick-grid a:nth-child(4n){border:0}}
@media(max-width:720px){.nav{min-height:70px}.brand{display:flex;align-items:center;color:var(--navy);text-decoration:none;width:245px}
.brand img{display:block;width:245px;height:auto}